Low monthly payments lead to full ownership of your vehicle
At TruMark Financial, low-rate auto loans are available for cars, light trucks, vans, and sport-utility vehicles. Enjoy the satisfaction of knowing you’re financing at one of the lowest rates, with no payments for up to 60 days with a TruMark Financial auto loan.
Additional benefits include:
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Finding a new or used car is simple with TruMark Financial’s Car Buying Service powered by TrueCar.
- See what others paid for the car you want
- Get a member guaranteed savings certificate that could save you thousands off MSRP***
- Save time and money when you work with a program certified dealer
- And more
Additional Services
- Guaranteed Asset Protection (GAP) – TruMark Financial GAP is available for $450, which can be rolled into your monthly payment and paid over time (interest will accrue on this amount). If your car is stolen or totaled in an accident, GAP covers the difference between what your insurance company pays and the outstanding balance on your loan. If your vehicle is a total loss, you are also eligible for up to $1,000 towards your insurance deductible and $2,500 toward the down payment of a new vehicle, if financed through TruMark Financial.
- Loan payment protection – helps you and your family in the event of member loss of life, disability, and involuntary unemployment
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Frequently Asked Questions
*Annual Percentage Rate (APR) is accurate as of 3/7/24 and subject to change. For a 63-month new vehicle loan and depending on applicant’s creditworthiness, the APR may be as low as 6.59% or as high as 9.44%. The repayment amount for a 6.59% APR auto loan would be $18.83 per $1,000 for 63 months. Other rates and terms may be available.
**Qualifying members may elect to defer their first payment up to 60 days from their initial loan date (not the first payment due date). During the deferral period, interest will accrue and may extend the original term of the loan. Payments can be made during the 60 day deferral period. 60 day deferral offer does not apply to refinancing loans currently with TruMark Financial or indirect lending relationships. Other restrictions may apply. Loans subject to approval.
***Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
All commercial vehicles or vehicles used for commercial purposes must be directed to the Commercial Lending Department. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.
†Subject to credit approval. Only available in Pennsylvania and New Jersey. Other restrictions may apply.
††GAP, loan payment protection products, life insurance, and accidental death & dismemberment insurance are offered through CUNA Mutual Group. Products offered through CUNA Mutual Group are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. TruMark Financial Credit Union has contracted with CUNA Mutual Group to make insurance products and services available to credit union members. All representatives are registered through CUNA Mutual Group. A decision to purchase insurance coverage does not affect the cost or availability of any extension of credit. GAP coverage is limited to 125% of the NADA value of the vehicle. TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. All trademarks are property of their respective owners.
†††GAP insurance, loan payment protection products, life insurance, and accidental death & dismemberment insurance are offered through CUNA Mutual Group. Products offered through CUNA Mutual Group are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. TruMark Financial Credit Union has contracted with CUNA Mutual Group to make insurance products and services available to credit union members. All representatives are registered through CUNA Mutual Group. A decision to purchase insurance coverage does not affect the cost or availability of any extension of credit. GAP insurance coverage is limited to 125% of the NADA value of the vehicle. TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. All trademarks are property of their respective owners.