A safe investment with a variety of rates and terms

Looking for a secure investment for your life savings? Invest your portfolio in a high-yield, federally insured TruMark Financial Certificate.

With a TruMark Financial Certificate, you can:

Choose from a 3-, 6-, 9-, 12-, 18-, 24-, 30-, 36-, 48-, or 60-month term
Start saving with a low minimum deposit of $500
Maximize your dividend earnings and return on savings
Accumulate money for education, retirement, vacations
Use it as collateral for a loan with TruMark Financial
Utilize the five business day grace period to make changes after maturity
Lock in your rate now and bump it up later with a 24-month or 48-month bump-up certificate
Earn more when you save more with Jumbo Certificates available in 6-, 9-, 12-, 24-, 30-, 36-, 48-, and 60-month terms (minimum deposit of $75,000)

Calculator

Certificate Calculator

Disclosures

Certificates and IRAs Disclosure

Certificate Rates

Account

Term

Dividend Rate

APY^*

Minimum Opening Deposit

Calculate Your Earnings

3-month Certificate¹

3 Months

3.977%

4.050%

$500

6-month Certificate²

6 Months

3.832%

3.900%

$500

9-month Certificate²

9 Months

3.832%

3.900%

$500

12-month Certificate

12 Months

3.832%

3.900%

$500

18-month Certificate

18 Months

3.687%

3.750%

$500

24-month Certificate

24 Months

3.687%

3.750%

$500

30-month Certificate

30 Months

3.687%

3.750%

$500

36 month Certificate

36 Months

3.687%

3.750%

$500

48-month Certificate

48 Months

3.687%

3.750%

$500

60-month Certificate

60 Months

3.687%

3.750%

$500

24-month Bump-Up Certificate³

24 Months

3.687%

3.750%

$500

48-month Bump-Up Certificate³

48 Months

3.687%

3.750%

$500

6-month Jumbo Certificate²

6 Months

3.880%

3.950%

$75,000+

9-month Jumbo Certificate²

9 Months

3.880%

3.950%

$75,000+

12-month Jumbo Certificate

12 Months

3.880%

3.950%

$75,000+

24-month Jumbo Certificate

24 Months

3.735%

3.800%

$75,000+

30-month Jumbo Certificate

30 Months

3.735%

3.800%

$75,000+

36-month Jumbo Certificate

36 Months

3.735%

3.800%

$75,000+

48-month Jumbo Certificate

48 Months

3.735%

3.800%

$75,000+

60-month Jumbo Certificate

60 Months

3.735%

3.800%

$75,000+

Rates valid as of 4/11/25

^*Annual Percentage Yield (APY) subject to change. Rate is compounded and posted monthly. Early withdrawals before the maturity date on Certificates are subject to penalty. Dividend rate may change after account is opened.

¹ Limited time offer. At maturity, the three-month Certificate will automatically renew for another three-month term unless this promotional offer is no longer available. If the offer has ended, the Certificate will renew into the next closest available term at the prevailing rate at that time.

² The six-, and nine-month Certificates and six- and nine-month fixed-rate IRA APYs assume all principal and dividends will remain on deposit for a full year at the current APY. However, APY may not be available for a full year.

³Members may request a bump on their existing Bump-Up Certificate by contacting TruMark Financial’s Member Service Center or visiting a branch. 24-month – one rate increase during term; 48-month – two rate increases during term. Rate will be applied for remaining term of the account and will not be applied retroactively, nor extend the maturity date. TruMark Financial makes no guarantee that rates will increase and/or member will be able to exercise bump option during term. At maturity, Certificate will renew at regular 24-/48-month term, without bump option. Minimum deposit of $500.

Call 1-877-TRUMARK for further details

Members that maintain a Premium or Smart Start Checking account are automatically entitled to a bonus of five (5) basis points (does not apply to Bump-Up Certificates).

Open a Certificate today

Simply log into online banking or TruMark Financial’s mobile app, call 1-877-TRUMARK, or visit your local branch

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