Money Market Accounts
Save for a healthier financial future
Open a Money Market Account
Increase the return on your investment with a Money Market account
Earn higher yields on higher balances with a money market account from TruMark Financial. You’ll also enjoy security, convenience, and easy access to your funds. TruMark Financial also offers a Money Market account if you’d prefer to save for retirement.
Maximizer (S8)
If you want to earn a higher yield on your investment, check out our Maximizer account:
- Higher-yielding money market rates
- $2,500 minimum balance requirement to avoid a monthly maintenance fee**
- Tiered dividend rates based on your current balance
- Free checks with limited check-writing privileges
- Daily compounding of dividends with monthly posting
- Access to your funds via TruMark Financial’s Member Service Center, Account Management by Phone, online banking, the mail, or any branch location
IRA Money Market
If you need to save funds for your golden years, open an IRA money market. This account offers:
- No minimum balance requirement
- No monthly maintenance fee
- Tiered dividend rate based on your current balance
Frequently Asked Questions
What are the Money Market rates?
Account
Account Balance
Dividend Rate
APY1
Calculate Your Earnings
S8 Maximizer2 – $2,500-$9,999.99
$2,500-$9,999.99
0.74%
0.75%
S8 Maximizer2 – $10,000-$24,999.99
$10,000-$24,999.99
0.74%
0.75%
S8 Maximizer2 – $25,000-$74,999.99
$25,000-$74,999.99
0.99%
1.00%
S8 Maximizer2 – $75,000-$99,999.99
$75,000-$99,999.99
0.99%
1.00%
S8 Maximizer2 – $100,000-$249,999.99
$100,000-$249,999.99
1.49%
1.50%
S8 Maximizer2 – $250,000+
$250,000+
1.49%
1.50%
S8 Maximizer Special2 – $10,000+
$10,000+
2.86%
2.90%
IRA – $2,500-$9,999
$2,500-$9,999
0.74%
0.75%
IRA – $10,000-$24,999.99
$10,000-$24,999.99
0.74%
0.75%
IRA – $25,000-$74,999.99
$25,000-$74,999.99
0.99%
1.00%
IRA – $75,000-$99,999.99
$75,000-$99,999.99
0.99%
1.00%
IRA – $100,000-$249,999.99
$100,000-$249,999.99
1.49%
1.50%
IRA – $250,000+
$250,000+
1.49%
1.50%
What is a Money Market account?
A money market account is a dividend-bearing account that typically pays a higher dividend rate than a savings account, and provides the account holder with limited check-writing ability. This type of account offers the account holder benefits typical of both savings and checking accounts but is likely to require a higher balance.
Why should I open a Money Market account?
- Security – Funds in your money market are insured by the NCUA up to $250,000.
- High rates – Money market accounts offer a rate of return that surpasses your typical savings account.
- Personal checks and debit card access – Money market accounts offer flexibility. The funds can be easily transferred to your checking account. You’re then free to use the funds to make payments by writing personal checks or using your debit card.
- Account benefits – Like every account at TruMark Financial, your money market account comes with many benefits and attractive features. If you have a question or concern with your account, we’re always here to help. You can stop by a branch, submit a contact form at trumarkonline.org, or contact us by phone at 877-878-6275. A Member Service Center representative will be happy to assist you.
*Annual Percentage Yield (APY) is accurate as of 11/8/24 and is subject to change at any time. Dividend rate is compounded daily and posted monthly. The minimum balance required is $10,000. You must maintain a minimum daily balance of $10,000 to avoid a service fee. If at any time, your account falls below the required minimum daily balance, your account will be subject to a monthly service fee of $10. Fees may reduce earnings. Interest paid only if minimum daily balance requirement is met.
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