Personal Checking
TruMark Financial offers checking accounts compatible with the way you bank, saving you money and time to do the things that matter most.
Every TruMark Financial checking account features free:
Direct deposit
Mobile banking
Online banking
Visa debit card with rewards†
e-Statements
Free access to TruMark Financial ATMs
Checking comparison
Basic Checking
- Minimum Deposit Required to Open Account: $0
- Specialty Blue Safety Checks (single): First Order Free
- MoneyPass and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers): $2 each
- Money Orders: $3 each
No monthly maintenance fee and no minimum monthly balance requirement
Plus Checking
- Minimum Deposit Required to Open Account: $0
- Dividends Paid Monthly: 0.05% APY*
- MoneyPass and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers): $2 each (first 5 withdrawals free)
- Money Orders: $3 each
No monthly maintenance fee if you keep a:
$2,500 average checking account balance
OR
$10,000 average relationship balance (combined consumer deposits and/or loans under a unique Member Number)
Otherwise, a $10 fee applies
$2,500 average checking account balance
OR
$10,000 average relationship balance (combined consumer deposits and/or loans under a unique Member Number)
Otherwise, a $10 fee applies
Premium Checking
- Minimum Deposit Required to Open Account: $0
- Dividends Paid Monthly: 0.05% APY*
- Certificate Rate Bonus: 0.05% APY*
- Specialty Blue Safety Checks (single): Always Free
- MoneyPass and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers): $2 each (first 10 withdrawals free)
- Free Money Orders
No monthly maintenance fee if you keep a:
$5,000 average checking account balance
OR
$25,000 average relationship balance (combined consumer deposits and/or loans, including first mortgages and/or Wealth Advisors clients relationships at TruMark Financial, under a unique Member Number)
Otherwise, a $15 fee applies
$5,000 average checking account balance
OR
$25,000 average relationship balance (combined consumer deposits and/or loans, including first mortgages and/or Wealth Advisors clients relationships at TruMark Financial, under a unique Member Number)
Otherwise, a $15 fee applies
Smart Start Checking
- Minimum Deposit Required to Open Account: $0
- Dividends Paid Monthly: 0.05% APY*
- Certificate Rate Bonus: 0.05% APY*
- Specialty Blue Safety Checks (single): Always Free
- MoneyPass and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers): $2 each (first 5 withdrawals free)
- Free Money Orders
(Age 26 & Under)
No monthly maintenance fee and no minimum monthly balance requirement
No monthly maintenance fee and no minimum monthly balance requirement
Frequently Asked Questions
What are the checking account rates?
Do Apple Pay®, Google Pay, and Samsung Pay® work with my checking account?
Does TruMark Financial offer mobile check deposits?
Are there ATM fees?
Can I receive alerts about activity on my account?
Open your TruMark Financial checking account
Thank you for choosing TruMark Financial. We welcome anyone who lives, works, worships, goes to school, or volunteers in Bucks, Chester, Delaware, Montgomery and Philadelphia counties to join.
Account terms are subject to change at any time.
*Annual Percentage Yield (APY) is subject to change. Plus and Premium Checking account interest is paid only for the days of the month the minimum daily balance requirement is met. Smart Start Checking account interest is compounded daily on account balances and paid monthly.
†First card ordered.